Proper Medicare planning is done best, knowing the lay of the land. With decades of insurance experience, I bring a broad base of knowledge to the table when discussing Medicare options. Medicare is not one size fits all. Medicare options, especially when newly eligible, should be carefully considered. As an Independent Insurance Broker, I specialize in educating and guiding those nearing retirement or Medicare eligible through Medicare territory, tailoring recommendations, and assisting with selection and enrollment. Once enrolled I provide stellar service. True representation offers excellent service not just at the enrollment phase, but later, when questions arise, and situations may require assistance.
Being well versed in Medicare rules I’m able to assist those of all walks of life. Prospects and clients deemed high earners can expect to pay more for Part B and Part D. I walk them through the process, taking the mystery out of what is to come. Others may have need of applying for Low Income Subsidy and/or guidance to Medicaid and options associated. I deliver the same quality service to every individual. I offer a wide range of Medicare & Ancillary Insurance products.
Medicare Advantage Plans, sometimes called "Part C" or "MA Plans," are offered by Medicare-approved private companies that must follow rules set by Medicare.
Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies.
Part D (Medicare drug coverage) helps cover cost of prescription drugs, may lower your costs and protect against higher costs.